What is a DSCR Loan?
DSCR (Debt-Service Coverage Ratio) loans allow you to qualify based on the property's rental income rather than your personal income. Perfect for new or experienced real estate investors ready to expand without the paperwork nightmare.
- Approval based on rental income — not your W2 or tax returns
- Perfect for growing your real estate portfolio
- Minimal documentation, fast processing
- Works for single-family, multi-unit, and short-term rentals
- Minimum down payment starts at 20%
Is DSCR Right for You?
If any of these sound familiar, you might already qualify:
- I can get you approved for a property without touching your tax returns.
- If the rent covers the mortgage, you might already qualify.
- Want to start your rental empire? This is how it begins.
- They said no income proof, no deal. I say watch this.
- Your next property doesn’t need your job. It just needs the rent to work.
- DSCR loans changed the game. If you know, you know.
- No job check, no tax returns, just straight rental cash flow.
- The banks will say no. I’ll show you how to make them say yes.
- Own real estate without showing your paycheck. That’s real.
- Let the rent pay the loan. I’ll handle the rest.